We are a CMMI Level 3, ISO, DIPP Certified Company
  • Email: help@loanagent.co.in

Terms and Condition

Loan Agent, India’s first Platform to help loan seeking borrowers to save time, travel & struggle by getting consulting from nearby loan agent who can process their loans from their Banks & NBFC tie-ups & networks.

Loan seekers can raise a loan request to Bank Certified Loan Agent for Personal loan, Business loan, Home loan, Car loan, Mortgage Loan, Gold loan, Vehicle Loan, Education Loan & Loan Transfer.

Loan Agent provides certified loan agent who can process loans for multiple types of loans from ₹1,00,000 to ₹100,000,000 for the Self Employed & Salaried young professionals.

The interest rate ranges from

  • 12% per annum to 25% per annum (APR) for Personal Loan.
  • 12% per annum to 29.95% per annum (APR) for Business Loan.
  • 8% per annum to 15% per annum (APR) for Home Loan.
  • 10% per annum to 25% per annum (APR) for Car Loan.
  • 10% per annum to 25% per annum (APR) for Vehicle Loan.
  • 9% per annum to 14% per annum (APR) for Mortgage Loan.
  • 10% per annum to 19% per annum (APR) for Gold Loan.
  • 8% per annum to 14% per annum (APR) for Education Loan.
  • 8% per annum to 13.50% per annum (APR) for Loan Transfer.

The repayment tenure is decided by the Banks & NBFCs who provide loans which ranges from

  • 365 Days to 5 Years for Personal loan
  • 365 Days to 5 Years for Business Loan
  • 5 Years to 30 Years for Home Loan
  • 2 Years to 7 Years for Car Loan
  • 2 Years to 7 Years for Vehicle Loan
  • 3 Years to 18 Years for Mortgage Loan
  • 30 Days to 365 Days for Gold Loan
  • 365 Days to 15 Years for Education Loan
  • 5 Years to 30 Years for Loan Transfer

Sign up in 10 seconds, Select loan agent & apply for loan with basic details in 4 steps, Call or Chat with loan agent to proceed further for loan processing, Get the money directly into your account in a as per Bank or NBFC criteria.


  1. 80% People waste time and fail to get loan at best ROI due to miss guidance. With Loan Agent save your time, travel, struggle & money by directly consulting with loan agent who can professionally guide you for proper documents & verification on Call, Chat or with Doorstep Service.
  2. Request multiple loans for multiple times to multiple loan agent for consulting.
  3. Compare with multiple Banks & NBFC, Negotiate on Rate of Interests, Unlock higher amounts & longer tenure as long as you close the loan on time.
  4. Track your loan request progress until the loan disbursement from loan agent.

Loan Features:

  • It's Quick. Complete the loan request in 4 steps with priority consulting via loan agent in minutes as fast as a lightening. They also help you resolve your documents or CIBIL issues
  • It’s Flexible. Select your most preferred & verified loan agent among multiple options nearby you. Save time, travel, struggle & money by in App Document Sharing or storing with Confidential and Secured Drive
  • It’s Digital. Apply for the loan & track the loan processing until disbursement by a simple click on the app.
  • It’s Completely Personal. Directly Call, Chat or Meet with Loan agent as per your convenience to discuss your need.
  • It’s User-Friendly. Both Hindi version and English version are available.

Fees & Charges: Loan Agent only charges ₹50/- as app convenience charges (loan request inspection charges) by loan agent. We also offer free loan request submission towards loan agent by adding it into waiting list.

Loans range from ₹1,00,000 to ₹100,000,000 with payment tenures of 365 days to 30 years. The charges and repayment tenures depend on the Banks, NBFCs and repayment ability of the customers. A small processing fee and convenience fee is charged for the loans by Banks & NBFCs. Overdue Penalty is only charged when someone delays their scheduled payment as per Banks. NBFC Policies. In addition, GST will be applicable only on the processing fee and convenience fee components according to Indian laws by Banks & NBFCs.

Interest Calculation: If the principal amount is ₹1,00,000 and the interest is 15% per annum; and the tenure is 365 days, then the overall interest payable is ₹22.76 x 365 = ₹8,310 + ₹1,00,000 = ₹1,08,310 only. The Monthly EMI will be ₹9,026/-

Eligibility: ✔️ Indian resident with above the age of 18 ✔️ Salaried or Self Employed Individuals ✔️ Minimum monthly salary ₹20000 or Annual Income is below 3.6 Lakh ✔️ Employed since 1 year in existing company. ✔️ CIBIL Score above 650

Operational Cities: Loan Agent is operational all over the India.

How It works:

  1. Install Loan Agent APP from the Google Play store
  2. Register the APP with personal details
  3. Select the loan agent after comparison
  4. Check loan probability counter & Apply for loan processing request.
  5. Select the package & start consulting with Loan agent on Call, Chat or by Meeting Personally.

Security & Privacy:

  • Data security & privacy is given top priority at Loan Agent. We comply with the highest security standards & protocols. All transactions are 100% secured.
  • Loan Agent is a platform which helps borrowers to consult with Loan Agent/Banks/NBFC.
  • Loan Processing Approving or Rejecting is dependent on you CIBIL/Documents Statement verified by Loan Agent/Bank/NBFC.
  • Loan Agent is not Responsible if your Loan Request is Not Accepted or Rejected Due to Low/Negative CIBIL Score by Loan Agent.

For more information please visit. https://loanagent.co.in

This page states the Terms and Conditions under which you (Visitor) may visit this website (“Website”). Please read this page carefully. If you do not accept the Terms and Conditions stated here, we would request you to exit this site. The business, any of its business divisions and / or its subsidiaries, associate companies or subsidiaries to subsidiaries or such other investment companies (in India or abroad) reserve their respective rights to revise these Terms and Conditions at any time by updating this posting. You should visit this page periodically to re-appraise yourself of the Terms and Conditions, because they are binding on all users of this Website.

Loan Adding Terms

* Valid for Single Loan to apply Single Bank/NBFC

* Loan can be rejected due to Poor CIBIL Score or Bank/NBFC Rejection Policies.

* Loan Agent is a platform & does not commit any loan approval within any period and don’t interfere in any loan processing.

* Loans are cancelled if app uninstalled before completion.

Payment Terms

* Non Refundable

* Borrower has to pay ₹99/- as Loan adding charges before the loan adding and ₹1900/- as Loan Agent Platform Processing and Consulting Charges after the Loan Approval before the loan disbursement.

Cash Back Offer

* Cashback is valid for ₹100/- of Amount

* Borrower needs to use referral code within 30 days to avail cashback

* Cashback will be release only after 5 referrals are generated.

Use of Content

All logos, brands, marks headings, labels, names, signatures, numerals, shapes or any combinations thereof, appearing in this site, except as otherwise noted, are properties either owned, or used under licence, by the business and / or its associate entities who feature on this Website. The use of these properties or any other content on this site, except as provided in these terms and conditions or in the site content, is strictly prohibited.

You may not sell or modify the content of this Website or reproduce, display, publicly perform, distribute, or otherwise use the materials in any way for any public or commercial purpose without the respective organisation’s or entity’s written permission.

Acceptable Website

(A) Security Rules Visitors are prohibited from violating or attempting to violate the security of the Web site, including, without limitation, (1) accessing data not intended for such user or logging into a server or account which the user is not authorised to access, (2) attempting to probe, scan or test the vulnerability of a system or network or to breach security or authentication measures without proper authorisation, (3) attempting to interfere with service to any user, host or network, including, without limitation, via means of submitting a virus or "Trojan horse" to the Website, overloading, "flooding", "mail bombing" or "crashing", or (4) sending unsolicited electronic mail, including promotions and/or advertising of products or services. Violations of system or network security may result in civil or criminal liability. The business and / or its associate entities will have the right to investigate occurrences that they suspect as involving such violations and will have the right to involve, and cooperate with, law enforcement authorities in prosecuting users who are involved in such violations.

(B) General Rules Visitors may not use the Web Site in order to transmit, distribute, store or destroy material (a) that could constitute or encourage conduct that would be considered a criminal offence or violate any applicable law or regulation, (b) in a manner that will infringe the copyright, trademark, trade secret or other intellectual property rights of others or violate the privacy or publicity of other personal rights of others, or (c) that is libellous, defamatory, pornographic, profane, obscene, threatening, abusive or hateful.


The User unilaterally agree to indemnify and hold harmless, without objection, the Company, its officers, directors, employees and agent from and against any claims, actions and/or demands and/or liabilities and/or losses and/or damages whatsoever arising from or resulting from their use of Loan Agent.com or their breach of the terms.


User agrees that neither Company nor its group companies, directors, officers or employee shall be liable for any direct or/and indirect or/and incidental or/and special or/and consequential or/and exemplary damages, resulting from the use or/and the inability to use the service or/and for cost of procurement of substitute goods or/and services or resulting from any goods or/and data or/and information or/and services purchased or/and obtained or/and messages received or/and transactions entered into through or/and from the service or/and resulting from unauthorized access to or/and alteration of user's transmissions or/and data or/and arising from any other matter relating to the service, including but not limited to, damages for loss of profits or/and use or/and data or other intangible, even if Company has been advised of the possibility of such damages. User further agrees that Company shall not be liable for any damages arising from interruption, suspension or termination of service, including but not limited to direct or/and indirect or/and incidental or/and special consequential or/and exemplary damages, whether such interruption or/and suspension or/and termination was justified or not, negligent or intentional, inadvertent or advertent. User agrees that Company shall not be responsible or liable to user, or anyone, for the statements or conduct of any third party of the service. In sum, in no event shall Company's total liability to the User for all damages or/and losses or/and causes of action exceed the amount paid by the User to Company, if any, that is related to the cause of action.

Disclaimer of Consequential Damages

In no event shall Company or any parties, organizations or entities associated with the corporate brand name us or otherwise, mentioned at this Website be liable for any damages whatsoever (including, without limitations, incidental and consequential damages, lost profits, or damage to computer hardware or loss of data information or business interruption) resulting from the use or inability to use the Website and the Website material, whether based on warranty, contract, tort, or any other legal theory, and whether or not, such organization or entities were advised of the possibility of such damages.